Whatever your vehicle, have the insurance for you. In Caser we offer the best coverage and all forms of insurance, to help you enjoy maximum security in your car and your life.
Description
We move your tranquility at the wheel.
In Caser know that your vehicle is really important to you. Because we want to be those most in care after you, we offer a number of exclusive benefits.
Advantages:
* We offer the most aggressive bonus level: in one year, get up to 20%.
* You’ll get big discounts up to 30,000 rural inhabitants and even higher to 5,000.
* A single incident of damage to parking damage Bonus Malus purposes.
* The best coverage of assistance:
or assistance from Km 0 and unlimited from anywhere on the peninsula to their home.
vehicle or trailer up to 350 € (this amount is only on first and third category).
or Punctures, lost keys and lack of fuel.
or trailer and rescue, including unsuitable roads.
* Guaranteed moons including standard sunroof and hail damage.
Coverage:
In Caser Auto we offer a number of exclusive benefits, including:
* A safe for your needs: recruitment options you can access according to your needs.
* Manage your defense for traffic fines and license points.
* We guarantee 100% of the purchase price, in case of damage to your vehicle, for two years from the date of first registration (in other competing entities, from 1 year-GANVAM market value) plus 120% of market value during the 3rd year.
* Travel assistance from Km 0, 24 hours, 365 days a year, both the vehicle and people.
* Coverage of fire:
or included in all modes.
Covers damages or as a result of extraordinary risks through the Consortium.
or cover damage caused by lightning.
* We pay the ITV when, after a loss covered by the policy, as required by the competent authority.
* As optional coverages, you can find Liability Agraria (Agricultural Vehicle) or the withdrawal of card (which also includes the license for points).
* Claim for Damage in items carried and as a pedestrian and cyclist (not professional).
Categories insurable
* First-class vehicles are those cars and trade four or more wheels, which included total payload weight is less than or equal to 3,500 kg
* Second-class vehicles: vehicles with four or more wheels whose weight exceeds 3,500 kg is, trucks, commercial vehicles, tractors, agricultural machinery, trailers and semitrailers.
* Transporting third category vehicles two and three-motocarros, motorcycles, mopeds and the like.
Options contracts:
* First category:
or third grade: fire, liability compulsory, voluntary liability, legal expenses, travel insurance and assistance occupants.
or third base + moons.
or third base + moon + theft.
Any risk or duty free.
or any risk.
* Second category:
or Third Basic liability compulsory voluntary liability, legal expenses, insurance occupants (1 position) and assistance.
or third base + moons.
or third base + moon + + theft total loss without excess.
Any risk or duty free.
* Commercial vehicles:
or Third Basic liability compulsory voluntary liability, legal expenses, insurance occupants (5 seats) and assistance.
or third base + moons.
or third base + moon + fire + theft.
Any risk or duty free.
or any risk.
* Third category:
or Third Basic liability compulsory voluntary liability, legal expenses, insurance occupants (1 position) and assistance.
Peritaciones:
* For all risk policies, with or without deductible and the insured vehicle is not new.
* Supplements by which you can request more coverage of the initial contract.
* The previous expert appraisal be made by a cabinet of experts or workshops arranged through the customer service 902 112 030.
Accessories:
* You can only include the accessories listed in the catalog for patterns of theft and all risks, guaranteeing equal to purchase price for 2 years.
* Optional items, image, sound, communication will be compensated at 100% of purchase value.
Fractionation:
For premium receipts in excess of 120 €.
* 1st category:
or Yearly.
or Semi: 6% surcharge.
or Quarterly: 9% surcharge.
* Category 2:
or Yearly.
or Semi: 3% surcharge.
or Quarterly: 5% surcharge.
Data for hire: birth date / age card / sex.
* The first two data, we set at the rate applicable and you will condition the procurement of vehicles coded.
* The rate is different depending on the sex of the driver. Insurance enables you to recruit children under 25 years, if you are female and differentiate the driver’s license surcharge.
Risks excluded:
General exclusions: temporary insurance, motor homes, converted vehicles and / or preparation, prototypes, rental vehicles, ambulances, taxis, police, fire and street cleaning vehicles, public vehicles, vehicles registered or tourist bus, coach and minibuses, or transport test plates.
* Drivers with card not recognized by the Spanish State, male drivers aged under 25 years.
* Vehicles with over 30 years old, crane vehicles, armored vehicles, vehicles sharing activity.
* Vehicles carrying goods, flammable, toxic, explosive, dangerous policies testers.
* Vehicles with movement either by ports or airports.
Exclusions of warranty: any vehicle other than agricultural tractor or rototiller, RC load. Any vehicle other than truck, rigid truck or tractor.
Own damage, theft or moons vehicles older than 15 years, tractors, agricultural machinery, forestry and buses, commercial vehicles, motorcycles and quads.
