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As many policyholders know, when the other party’s insurer is paying for repairs after an accident, you have the right to opt for original manufacturer parts instead of generic aftermarket ones. But even with the best parts and service in the world, a fully-repaired vehicle will often be worth less as a used car or trade-in than an identical car without the accident history.

Luckily, it’s not a total loss—even if you can’t collect diminished value, you can probably write it off on your tax ret urn. (Consult your tax adviser.) That’s why it’s a good idea to hire a post repair inspector, both to ensure that the work was done properly and to assess diminished value.

During holidays road will filled up with cars,lots of it. it is normal over holiday seasons and long weekends where people went for travelling long distances to visit friends and family.

What things that you need to look out for before traveling?Well, to name it, there’s a lof of tips to put out together.At least please check below item before driving for a safe journey with your family.

- Inspect your oil level, water, brake fluid condition and tyre pressure(follow your car spec,less 1 PSI from standar will cause high consumption of car fuels/petrol

- Service your car following schedule provided or as advice

- Review car insurance policy and coverage provided - make any necessary changes.

- Make sure car drivers for the trip covered inside the policy

- If you car at home while you’re out, make sure they are safe,inform your neighbours that you are gone

- Do take breaks to rest if travelling involve long distance driving

- Ready for possiblity of an accident, and how to make a claim,what to do,who’s to find for,ect,

On my previous post,on Low premiums for responsible young drivers i was talking about how great a suggestion by Director of AA Insurance,Simon Douglas about reducing responsible and good driving attitude to those qualified young drivers.It’s like a form of compensation in order to promote good driving for other young drivers.However, it just a suggestion,and of course insurance industries is a very competitive world.

But still there is some tips for those who needed a cheaper car insurance especially young drivers.Shop around - The Association of British Insurers says you can save 35 per cent by comparing as few as five insurance providers.

Buy online - Many car insurance providers offer discounts to customers that buy online.

Mileage limit - Consider a mileage limit or to only drive at certain hours of the day.

Car security - Make sure you have an alarm and immobiliser.

Smaller engine cars - A newer, more reliable car that is less likely to be used by ‘boy racers’ will have a cheaper premium. Aim to drive a car like this for at least two years after passing your test - and forget about turbo-charged cars, with big spoilers, fat tyres, alloy rims and other “sexy” extras.

Parents - If at all possible, avoid being added to a parent’s insurance policy. It prevents you from building up your own no-claims bonus. And if you are the main driver or registered keeper of the car, DO NOT insure it in your parents’ name and put yourself down as a named driver. This is known as “fronting” and in the event of an accident it could mean the claim is not paid. Moreover, the younger driver can be charged with driving without insurance.

Pass Plus - This is a certificate where a young driver who has already passed his or her driving test receives specific lessons in night, motorway and town traffic driving; achieving Pass Plus can earn significant discounts (as much as 35%) on your car insurance.

Hope this help you get a cheaper car insurance to look out for and to list down what we need to do and what don’t.It is not hard to get through with it if we stick to what our car insurer company wanted us to follow and adhere what they want from us as their customers.It’s going to be a win win situation, and everyone’s going to be happy.A lot of people were looking for the cheapest car insurance available online.Compared insurance quotes one to another,but still they didn’t see what car they are driving,what risk that they had to encountered which may leads to higher premium car insurance.But still if we jot down everything, list up all things needed to lower down our car insurance cost,there will be a realistic way to make it happened.