Apr 10

Basically car crash is avoidable when it comes to the road.What will you do when your car crash?If you follow the law while driving it doesn’t mean you are not likely to meet an accident.If you don’t hit someone, people might hit your car.Like i said, it is avoidable.However, preventive and safety measures can take into account while you are driving.It will minimize the risk or at least minimize the crash.That is why you must choose the best auto insurance available at your country and also find the best auto insurance quote in case you meet an accident.

So, let me ask this again, what will you do when your car crash?Here’s simple step to stick into your mind.Perhaps this might help you to face the situation better.

1-Calm down-Basic rule of all
2-If you stuck in the car, don’t try to get out.Light up the hazard light and make an emergency call and wait for help.Unless there is fire burning or scary smokes
3-If possible get out of the car to a safer spot.Turn off you car and go and grab emergency kit (if only minor injuries occur)

Jan 21

Tyres condition is a very vital area to check on your car before travel.No matter how far the destination is, tyre is a must too look out for and manage well before you can start driving.Preventive is always effective before the problem occurs. So, keep in mind that, you must Keep your car tyres in top condition for safe driving.Tyres are one of the most crucial parts of your car in terms of safety, and as your only contact with the road, it’s vital they’re kept in the best condition at all times.


Getting to grips with your tyres
Sidewalls: This is the side of the tyre, between the wheel and the tread where the tyre name and size details are stamped. Sidewalls are crucial to the structure of the tyre.

Although they can’t go bald, sidewalls are susceptible to parking damage: scuff them against the kerb and you can cause significant harm, enough to cause rapid deflation.

Tread: This is the most crucial part of the tyre and directly affects how your car performs.

The tread transmits the car’s power from the engine to the road, provides grip, and disperses water when driving in the wet. As the tread wears down, the tyres’ ability to effectively and safely do all these things is diminished.

Top tips for maintaining your tyres
1. Tyre pressure

The right tyre pressure will not only keep you safe, it’ll also save you money through reduced fuel usage. For optimum safety and performance, check your tyre pressure weekly or every time you fill up. Always take care not to under or over-inflate car tyres.

•Under-inflated tyres: You’ll see excess wear on the shoulders of the tyre while the centre remains less worn. This can cause the tyre to overheat and fail. It also creates extra drag, which reduces fuel economy.
• Over-inflated tyres: You’ll get heavy wear in the centre of the tread and not on the shoulders. This is even more dangerous as it reduces the size of the contact patch (the area of tyre which actually touches the road), which can dramatically reduce the grip your tyres have on the road.
2. Tread depth
The legal tread depth is 1.6mm. If you have less than this across three-quarters of your tyre’s width, it’s illegal.

If you’re caught without enough tread you can get a fixed penalty and three points – possibly more if you have more than one illegal tyre. This will affect your car insurance premium. Measure the tread depth with a tyre gauge, available from most car accessory shops.

Top tip: Many modern tyres have wear indicators - little blocks in the grooves of the tyre. When the surround tread is level or close to these blocks, it’s time to change.

3. Tracking
Check your tracking, or wheel alignment. Every car has specific settings to ensure the best handling and braking performance, but general driving, and the odd kerb nudge, can put your wheels out of alignment.

You’ll notice your wheels are out if the car pulls to one side, or the steering wheel doesn’t line up when you’re driving in a straight line. If your wheels are out of alignment you can wear through them very quickly. It’ll also decrease the amount of grip and stability you have.

Top tip: Get your wheel alignment checked by a garage every few months – particularly after fitting new tyres.

4. Spare Tyre
Last but not least, always keep a spare tyre in your boot in case of accident, plus the appropriate tools to fit them. And don’t forget breakdown cover so you’re not left stranded on the hard shoulder.

Apart from all tips that i listed above, there were much more other information you can get towards safety driving.Tyres is one of it,beside engine condition, brake and others.The thing is, we need to regularly check our car.It would be much benificial for our safety and also at the same time save our money for serious car damage.

Nov 19

What will happen to your car insurance if you drink and drive?Well, a lot of people wondering what will happened.The fact is, when you are convicted to drink and driving of course you will get trouble with the police.However, for car insurance A drink drive conviction under the DR10 penalty can really hit the cost of your car insurance and in some cases could almost double it.It depends on what country are you in, laws and company policy that you purchase.You can choose the best one by comparing it using Confused.com, Gocompare.com or Tescocompare.com.
lamborghini-concept-s
Drink driving not only risks your own safety but so too that of others around you, other people in the car, other road users and pedestrians.In US,some insurance company may charged drivers convicted of drink driving with high premiums rise from an average £300 per year to £578 per year, a huge £278 difference.

On top of a massive hike in insurance premium costs, any convicted motorist is likely to find themselves with the difficult task of trying to find a provider who is prepared to insure someone with a drink driving conviction.

Some insurers will still provide cover at a much higher cost for drink drive conviction , but many don’t even provide you with a car insurance quote and will certainly unlikely to provide you with cover.No car insurance company would like to insured things that likely to be claim in future.It’s a suicide.Even drink and drive bad for your insurance premium costs, it’s also bad for other people’s life.So, please think wisely and don’t drink and drive.

Sep 1

When insurance companies determine which cars they should dash advanced premiums for, they look at three things:

* Design. How well is the car put together? repairs relaxed and affordable, or obstinate and luxurious?
* Technology. What skin does it have to make pouring safer? Things like anti-join brakes diminish the imperil of accidents — and costly cover company settlements.
* Importing or Domestic? Imported cars regularly basic to be repaired with imported parts. That means trips to the mechanic are costlier.

So which cars will cost you the most in monthly premiums?
The Cars That Will Raise Your Insurance Premiums

The most expensive cars to insure are:

1. Mitsubishi Lancer Evolution
2. Mercedes CL-Class
3. Dodge SRT-4
4. Subaru Impreza WRX
5. Jaguar XK
6. Lexus IS 300
7. Honda S2000
8. Acura RSX
9. Nissan 350Z
10. Jaguar XJ

Owning one of these cars is bad news for your monthly indemnity bill. Nevertheless there’s a brilliant trait: none of these cars makes the top 10 most stolen cars list.
grand-prix-limo-450x261

How about this Formula One Limousine?I don’t think it is easy to steal since its obviously easy to detect if stolen.

Aug 10

Before taking a driving for holidays there things we need to consider first other than car insurance coverage.The most important things is preventive action rather than corrective action since it was too late if accident already took place.Let me ask you this, did you aware about yourself and environment condition before taking a long driving?I thing you might want to know this road safety danger signs so that you can be more cautious after this.
road-safety-signs
1.Avoid tiredness.Get enough night sleep!That the right way to put it.If you are typpe of person who easily got tired, take a few break during driving.It will not hurts if your journey is slow, safety first!

2-Do not use mobile phones even it was a hands-free call.It dents your reaction time to road hazards.

3.Air bags is not enough.Please make sure you wear seat belts.FYI air bags is 8 times less effective than seat belts

4.Make sure rear passengers wearing seat belts too.It was compulsory in Malaysia or you get a compound legally. In other countries, I’m not that sure whether they have this kind of law some have and some might not have it.Every country differs one and another.

5.Avoid loud, fast music since it also can affects your reaction while driving.Some British RAC Foundation studies even concluded “Ride of the Valkyries” as one of the most dangerous driving tunes.I wonder if it’s okay to hear rap songs.It’s kind of fast too.Anyhow, avoid musics that distracts you.

Aug 8

This is one important question need to be answer whenever we talk about car insurance.We definitely can’t run from it.When accidents happened it involves money.Money means come from car insurance itself or else you might have to pay for a very high bill for your car damage whenever meet an accident.The fact is, accidents happens and the best way to do is to prevent it from happening or at least minimize the effect or damage.Here what you can do:

# Check for cars twice before pulling into an intersection at a stop sign
#Look behind you before backing out of a parking place
# Watch for cars rushing through intersections at the end of a red light
# Look both left and right when making a right-hand turn
# Watch for cars that are pulling trailers
#When switching lanes on a highway, always turn your head and physically check for a clear lane; don’t just rely on your rear-view mirror
#Be very careful when you are close to trucks
#Watch for kids

It was all a key point without elaboration.At least these can help to prevent car accidents.There were thousands of ways to list down, but this is some of it.If you have your own, do share in the comments for others as guidance.

Jul 17

During holidays road will filled up with cars,lots of it. it is normal over holiday seasons and long weekends where people went for travelling long distances to visit friends and family.

What things that you need to look out for before traveling?Well, to name it, there’s a lof of tips to put out together.At least please check below item before driving for a safe journey with your family.

- Inspect your oil level, water, brake fluid condition and tyre pressure(follow your car spec,less 1 PSI from standar will cause high consumption of car fuels/petrol

- Service your car following schedule provided or as advice

- Review car insurance policy and coverage provided - make any necessary changes.

- Make sure car drivers for the trip covered inside the policy

- If you car at home while you’re out, make sure they are safe,inform your neighbours that you are gone

- Do take breaks to rest if travelling involve long distance driving

- Ready for possiblity of an accident, and how to make a claim,what to do,who’s to find for,ect,