7 golden tips for UK car insurance

Person driving the vehicle should always remember the following seven tips:

* In UK more than two million people drive without insurance. So, it is the first and foremost thing that a driver should have. It can be anything – Third Party, Third Party Fire and Theft or Fully Comprehensive Insurance.

* The golden rule to follow while purchasing a policy is, to do a comparative study of the policies that are available online. This will give you an understanding as to which one should you buy.

* You should look for whether your policy is covered with breakdown coverage or not. If not, then you should go for it. There are various packages available from as little as 22 pound per month.

* You should inform your insurer if you change your address or if you are caught speeding and points applied to your license or if you are caught driving while using mobile phone.

* Do not modify your car without talking to your insurer because modification could increase your premium. Premium is dependent on various factors. So it is advisable to have an initial chat with your insurer.

* If you do not have a car but you been offered to drive another person’s car then also it is advisable to purchase a policy because at the first year you earn no bonus claim which in turn will reduce your second year premium and the years to come.

* Inform your insurer if you are going to drive outside UK. Drivers with UK driving license are allowed to drive in Europe with minimum legal formalities. So, you can take a green card from your insurer and carry it with you while driving outside UK.